Wednesday, April 04, 2007

Different Mortgages

I think many of us know what mortgages are, but how many of us know what Endowment mortgages are? This is something i learned about today. As it turns out, endowment mortgages are where the interest on the priciple amount is due and that principle is covered by a type of insurance known as an endowment policy. This policy is known as endowments in the United Kingdom. Now they did seem to have a problem a while ago which caused many people to sell them back at ridiculously low prices. In order to benefit the sellers, the goverment recommended them to be sold through an endowment policy selling service. It has been know that by selling through such a service, one might be able to receive up to 35% more for their policy.

Format Wars: is sony the winner?

Sony plans to begin marketing Blu-ray as the winner courtesy impressive sales data released from Nielsen Video Scan showing Blu-ray outselling HD-DVD by a 2:1 margin in January 2007.

But, actually the format war between the supporters of both the formats is showing no signs of ending.

No one is happy definitely not the HD buyers very few titles are still available on either of them. Consumers are not favouring the purchase of players of either flavour. As the media and the players remain expensive.
LG's release of Dual-format player during the CES(consumer electronics show) 2007 just comes as a shy of relief for the consumers in selecting a player.

In fact , some are waiting for HVD_Holographic Versatile Disc- entirely avoiding the upgrade to the blue laser and some feel the flash with its small size and ever-plunging prices, could kill of blue laser media.

China's answer to the high capacity blue laser formats the EVD(Enhanced versatile disc) is here. China started the development of the EVD in 1999 to avoid paying high royalties for DVD's. It works on red laser.
Is it going to kill the Blu-ray and the HD-DVD?
the answer is -no. It is very unlikely to be adopted else where except China, and also big compinies like Sony, Philips, Sun, Dell, HP, Pioneer ,TDK, and Apple supporting Blu-ray. While HD-DVD has the support of Toshiba, Microsoft,Intel.

In short the entire HD format thing seems to have gone awry with no clear winner in the battle and a winner isn't likely to emerge for some time which is just what it seems.

Mac Vs Pc

Everyone seems to be talking about Apple's new " I'm a Mac" advartisements .
Have you seen them ?
They seem to have caught quite a fancy of the viewers.
For those who don't know, Apple has released advartisements that potray PC users as uncool geeks and then compare them to Mac users , who they potray as "cool dudes".

They've even got ads against the Microsoft's newly released vista.

What the Microsoft people said :

Bill Gates : " I don't think the over 90per cent of those who use Windows PCs think of themselves as dullards , or the kind of klutzzes that somebody are tyring to say they are."

Steve Ballmer: "Remember when you're little tiny niche guy who owns about 2 per cent of the worlwide market, you can be cute one time and it helps you grow."